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Personal bankruptcy ended: What data remains?

Once proceedings have been completed, court publications and private credit data may have different storage rules.

As of: November 2026Official sources linkedNo legal advice

This page is an automatically translated test version. Check legal details against the original German publications of the Austrian authorities. This is not legal advice. German original

What you can do now first

Find the court conclusion and the relevant file number.

Step by step: This is how you proceed

  1. Check the judicial status and timing according to the Insolvency Code.
  2. Check separately whether the insolvency file still allows public access.
  3. Obtain your own information about stored procedures from KSV and CRIF.
  4. Have special court requests or complex deadlines checked by an authorized professional.

What documents do you need?

Court order, file number, payment plan, proof of compliance, credit agency responses. Only send sensitive documents via a secure, official channel and only when actually necessary.

When should I act?

Section 256 IO with its different deadlines is relevant for viewing the insolvency file.

This limit is important

Deletion from KSV/CRIF does not automatically follow from the end of public viewing of the edict.

Free help outside DATENCHECK

State-recognised debt advice services in Austria provide free support. For payment plans, debt discharge proceedings and court questions, they are more appropriate than a private form-preparation service.

Check the official body and eligibility ↗

Check the applicable remit and eligibility criteria. A GDPR request does not automatically suspend court or other important deadlines.

What can I do myself for free?

The statutory information and other rights of those affected can generally be exercised without DATA CHECK. The Austrian data protection authority offers samples that can be used free of charge. Private technical form preparation is only a voluntary additional service, not a prerequisite for exercising your rights.

According to the recommendation of the Austrian data protection authority, you should first request information and, if necessary, only then separately request correction or deletion. In principle, a request for information must be responded to within one month; a legally permissible extension is possible.

Frequent question

Will bankruptcy automatically disappear everywhere?

No. The public insolvency file and the data from private credit agencies are legally and technically separate areas.

Public sources and official contact points

The following links lead directly to public sources. DATENCHECK is neither affiliated with the credit agencies mentioned there nor is it an authority.

General information, no legal assessment of individual cases. In the event of legal, contractual or other urgent deadlines, authorized specialist advice must be sought in a timely manner. The steps described here do not replace compliance with deadlines.

Prepare appropriate request

You can use the free official channels yourself or prepare a technical draft form in DATENCHECK. We do not guarantee deletion, credit decision or government decision.

Private service · No legal advice · No government connection