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Personal bankruptcy, payment plan and bankruptcy file

Keep public court data and private credit reporting agencies apart.

As of: November 2026Official sources linkedNo legal advice

This page is an automatically translated test version. Check legal details against the original German publications of the Austrian authorities. This is not legal advice. German original

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Personal bankruptcy

Personal bankruptcy ended: What data remains?

Once proceedings have been completed, court publications and private credit data may have different storage rules.

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Personal bankruptcy

Search insolvency file: Find file number and court

The public edict file of the Austrian judiciary makes it possible to search for insolvency proceedings that require publication.

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Personal bankruptcy

Payment plan fulfilled: End public viewing?

Section 256 Paragraph 3 IO provides for the possibility, under certain conditions, of no longer granting access upon request after a legally confirmed payment plan has been fulfilled.

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Personal bankruptcy

How long is bankruptcy visible in the insolvency file?

The legal duration of inspection depends on the specific type of procedure and the times specified in Section 256 IO.

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Personal bankruptcy

debt discharge procedure (Abschöpfungsverfahren) ended: check data

After the end or discontinuation of a debt discharge procedure (Abschöpfungsverfahren), judicial inspection and data from credit agencies should be checked separately.

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Personal bankruptcy

Court order or bankruptcy documents are missing

Without a correct decision, neither the type of procedure nor a relevant deadline for inspection can be reliably determined.

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Official information

In principle, you can assert statutory data protection rights yourself and free of charge.