This page is an automatically translated test version. Check legal details against the original German publications of the Austrian authorities. This is not legal advice. German original
KSV1870 information according to GDPR: free way
KSV1870 has its own official access to information in accordance with Art. 15 GDPR. A paid InfoPass is to be distinguished from this.
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CRIF self-disclosure in Austria: instructions
The CRIF self-disclosure in accordance with Art. 15 GDPR is offered by the company free of charge. The result must be assessed separately from bank notes.
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Negative credit rating: Check first, then act
A suspected negative KSV/CRIF entry is not yet a confirmed fact. The first step is reliable data information.
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When is a negative entry deleted?
The storage period depends on the type of data, purpose, legal basis and individual case. A fixed deletion date cannot be promised across the board.
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Claim paid but still reported as open
A settled claim that still appears to be outstanding may be factually incorrect. The exact content of the message is decisive.
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Incorrect person or address on credit report
Same names, outdated addresses and assignment errors can have significant consequences. It is important to precisely identify the affected data set.
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Understanding your credit score: Which data counts?
A score is not a single fault. It can be based on an assessment process through which those affected can request information in accordance with the GDPR.
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KSV and CRIF: Why two pieces of information can be useful
KSV1870 and CRIF are different companies with independent data processing. Information from just one location does not necessarily show all the information from the others.
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In principle, you can assert statutory data protection rights yourself and free of charge.